Tag

life insurance

Message from John Denning: My Battle with COVID-19

We almost made it a complete year without getting the virus. My wife and I have been working from home since early March 2020, taking all the precautions, washing our hands, social distancing, not seeing family and friends, etc. When we had to leave our home for shopping, we wore masks, face shields and gloves.

On March 1st, I started to notice that something was not quite right. My pulse on my Fitbit was running extremely high, and my heart felt like it wanted to explode out of my chest. Along with that, I also noticed chest pain and tightness and a lot of uncontrolled coughing, neck pain and a headache. I just assumed that I was getting a cold, so I treated it as such for a few more days.

On March 8th, I decided to go and get tested for Covid-19 and my results came back POSITIVE. The doctor at MedExpress said that I needed to go straight to the ER at my local hospital, and she wanted to call 911 to transport me there. I told her that I only lived a few blocks from the hospital and that I would drive over myself and get checked in. I called my wife and broke the bad news to her.

Once I got into the ER, they started running tests and bloodwork, along with a chest X-ray that came back showing a problem with my lungs. The ER doctor said that just to make sure they wanted to run a CAT scan of my lungs. My wife was now on her way home and wanted to get tested also to see if she had the virus, so she went straight to the testing center. Sure enough, POSITIVE test results. Now she wanted to come to the ER where I was but the Covid-19 protocol states no visitors.

My CAT scan results came back positive for blood clots in my lungs, and my oxygen level was very low. My heart rate was also racing because of the breathing problem from the clots, causing my heart to work harder and it put me in A-Fib. At this point I am trying to keep my wife calm; she is going crazy because she can’t visit me, and they decided that they were going to admit me in the ICU Covid-19 wing. After several hours of being in the ER waiting in the hospital to get me transferred to the Covid-19 quarantined isolation room, I then also realized that none of my family was going to be allowed to visit.

The next test my doctor said he wanted to run was an Echocardiogram of my heart to make sure that the clots had not moved into my heart valves. The test came back negative, but they still could not get my heart back in rhythm and this was a big concern.

When you are in the hospital, you have a lot of time to think about a lot of things. As most of you know, I am the Polish Falcons of America National Sales/Marketing Director. I have always made sure that if something bad were to happen to me, that my family would be financially stable. I have a substantial amount of life insurance that would take care of paying off our mortgage and provide a nice monthly income for my wife. As I laid in that hospital bed, I thought to myself, “What if this gets worse and I need to go on a ventilator or even pass away from the complications of Covid-19?” We have all read or heard the nightmares that come along with this horrible Virus. Then my thoughts turned to our son, Caleb, who is planning his wedding for this coming New Year’s Eve. I think, “Please God don’t take my life and have them go through this during what is supposed to be one of the best years of his life.” I cannot even imagine my wife doing this on her own without me by her side. As these thoughts kept racing in my mind, I had one peaceful thought – finances were not going to be their problem if Covid-19 would end my life. I have that covered, thanks to my life insurance.

After four up-and-down days in the hospital, my A-fib reset and my pulse regulated, and I was able to come home. I guess I do not need to mention how happy my wife is about that.

I will end with saying – please do not ever take life or loved ones for granted. Life can literally change in a minute. As I know here from experience as well, make certain your loved ones would be taken care of if you suffer any life changing event.

PFA’s New Member Referral Program

How it works:

Complete the card here and mail to: Polish Falcons of America, Attn. Referral, 1016 Greentree Rd., Suite 201, Pittsburgh, PA 15220 or email to info@polishfalcons.org with subj. Referral.

If the referred individual joins PFA as a Benefit Member with a permanent life insurance policy or annuity, you receive $20. Referrals will be paid on a monthly basis.

If the referred individual joins PFA as a Fraternal Benefit Member or with a Juvenile Term policy, you receive $5. Referrals resulting in a Fraternal Benefit Membership or Juvenile Term policy are not eligible for drawings mentioned below.

All PFA Members who submit a referral card that results in a new Benefit Membership will be entered into drawings for a cash prize! AND, every successful Benefit Membership referral counts as an additional entry!

Next Drawing: Sept. 30, 2021 ($500 prize!)

The Nest that submits the most referral cards resulting in new memberships will receive $500!

Esther Kim’s Real Life Story: A Mixed Legacy

“The thing I regret the most about my father passing away as suddenly as he did was because he had no life insurance, because he had no long-term plan, his funeral was just what we could afford based off of donations from the church.” -Esther Kim

“When I think about my father, I want to be able to laugh and smile. I don’t want to have to think of all the negative implications that resulted from his poor financial planning.” -Esther Kim

Click below to watch Esther Kim’s story. Then, be sure your loved ones are protected. Contact John Denning at 800-535-2071 or jdenning@polishfalcons.org to learn more.

VP Trish: Another Birthday Celebration!

Baby Ryan!

My Ryan had a birthday this week; our boy is 9! His celebration usually involves a trip to the movies, shopping, lunch out, browsing at Barnes & Noble and a day trip to Geneva.

We did have a very successful shopping trip to Ross. Ryan is his Nonni’s boy; he loves shoes! Later that day, we went to lunch. There weren’t many of us in the restaurant, which was fine with me!

The celebration took place at our house. Ryan’s theme was a combination – his love for cars (Maserati, Bugatti, Lamborghini) so it was Hot Wheels, but he also wanted a VIP reception.

Ryanna helped me convert my family room to a VIP Lounge with candles, balloons, Christmas lights, a mirror ball and special lighting. Ryanna had her invitation-only guest list as she greeted visitors at the door. Upon verifying their identification, she opened the barrier (decorated with the black and white checkered flag print) to allow access.

We had soft pretzels, cupcakes and apple cider. While inside we played Simon Says, pin the tail on the donkey and drop a clothespin into the milk bottle (no one else in my family knew what I was talking about (including John!)).

Daddy (Jim) and Gaga (John) joined us for dinner which was pizza followed by more fun. We played wiffle ball, Simon says (again!), water balloon toss (as I was telling all that John and I are much more experienced in these silly games, I broke a balloon while trying to catch it. I was drenched from my neck to knees! All were quite amused!). Of course, the egg toss and this time, Ryanna threw a low toss so when Gaga went to catch it, the egg broke filling his sock with egg!

Ryanna helped me decorate Ryan’s cake to look like a drag strip! The favors were hot wheels pencils, glow sticks, and erasers. Ryanna loves to help – passing out the favors, serving everyone their pizza and also their cake.

It was another fun filled day/evening simply enjoying ourselves. It is cool also that my grandkids are having so much fun doing what I used to do. When I was a kid, my brothers and I played wiffle ball in the middle of the street with our neighbors, the Pawlowski’s (they are why I am a Falcon) every spring/summer evening when the weather cooperated. Every birthday party, we played pin the tail on the donkey and clothespin drop; this was prior to crafts and renting out a place for a birthday party.

Again, making the best out of the current situation and having so much fun! Happy 9th Birthday to my very special baby boy!

Now my wheels are spinning regarding the Polar Express in my family room!!!


An Important Note Regarding Insurance

Often times, when approached about purchasing insurance, the response is that I have insurance at work! I don’t need any! Do you realize that more often than not (almost always), once you leave that job (whether you make a career move, retire, the company downsizes, whatever!), you will no longer have that life insurance.

Compare the rates of a 30-year-old versus a 60-year-old. By that time, there may be health issues as well.

I am asking all of you to ask this question of your employer. When I leave here, does my life insurance come with me? Once you have that answer, you may want to give John Denning a call!


I have reached out to all the Nest Presidents (wellness check) and have been in touch with most. Fortunately, most are doing well and being very resourceful regarding the future of their Nests (especially those with buildings). There are ten Nests left; please contact me for a brief chat!

It is a bit chilly this morning, but so pleasant!

Hope you and your families are doing well! Please keep in touch!

Czolem!